CV Picture
Aisha Zayed Credit Manager 19, Luxury Apartments, Sheikh Lane, Dubai.
aishazayed@gmail.com
0097145789662
www.example.com
Responsible, critical and extremely meticulous in approving debts and loans. I have an experience of working for the banking industry of over ten years. I have exercised my authority with full care and have never been biased in my decisions. I have learnt a great deal and I wish to work with international banks to deliver better work.
Professional Experience
MidEast Bank
Credit Manager
(Jun 2015 to Present) 8 Years & 11 Months

I look through all the applications for loan approval and complete my research.

I ensure that all accepted loans are conducted on time and the clients pay back on time.

I also coordinate with other departments and ensure that all bank regulations are followed while loan acceptance.

UAE Bank
Credit Manager
(Feb 2011 to May 2015) 4 Years & 3 Months

Responsible for the assessment of clients before loan approval. I used to ensure that the applicants are creditworthy.

I also followed the cases of debtors who were in the process of pay-back. I remained vigilant in looking after the verification of applicant bank statements and business statuses.

I was responsible for following the bank's policy for credits and completing detailed reports for records.

Dubai Bank
Credit Manager Assistant
(Apr 2009 to Jan 2011) 1 Year & 9 Months

Responsible for handling all applications and collecting data about the client from bank records. For all applicants who did not hold an account with the bank, we sent a team to check their given information.

Coordinated with compliance department for following the loan approval procedure.

I assisted the credit manager with all the formal working that was required before loan approval.

Technical Skills
  • Customer Relations
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Computer Proficient
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Detail Oriented
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Credit Analysis
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Verification
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Financial Analysis
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Banking Regulations
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Kibor
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Client Verification
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Record keeping
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Credit Collection
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
  • Data Analysis
    • 1.
    • 2.
    • 3.
    • 4.
    • 5.
    • 6.
    • 7.
    • 8.
Personal Skills
Education
Dubai School of Economics
MBA (Marketing)
(Aug 2006 to Mar 2008)
Excellent student, consistent GPA and final report.
Dubai University
BS (Business Management)
(Sep 2002 to May 2006)
Good student.
Grammar School
GCE Advanced Level
(Aug 2000 to May 2002)
Grade A, Subjects Economics, Accounts.
Achievements
Credit Vigilance
I was awarded for following all cases properly and not accepting loans without verification.
Bad Debt Reduction
Reduced the probability of bad debts by 29% in the first year.
Personal
  • Nationality
    Pakistan
  • D.O.B
    1988/09/18
  • Marital Status
    Single
  • Driving License
    Yes
Languages
Urdu
Native or Bilingual Proficiency
English (US)
Native or Bilingual Proficiency
Arabic
Limited Working Proficiency
Activities & Interests
  • Meet People Icon
    Meet People
  • Gym Icon
    Gym
  • Painting Icon
    Painting
  • TV Icon
    TV
  • Travelling Icon
    Travelling
  • Friends Icon
    Friends