
Turning applications into clean, closable files
Mortgage loan processor with seven years preparing loan files for underwriting at a mortgage lender in Dallas. The detail-driven engine between the loan officer and the underwriter — gathering and verifying documents, ordering appraisals and title, clearing conditions, and turning a messy application into a clean file that sails through underwriting and closes on time. Maintained a high clean-file rate and helped cut average time-to-close. Processes loan files, verifies income and assets, orders third-party services, clears underwriting conditions, and keeps borrowers and officers informed. Meticulous, organised and calm. Looking for a mortgage-loan-processor or senior-processor role with a lender that values accurate files and on-time closings.
Mortgage Loan Processor January 2019 to Present 7 years & 10 months
Maintained a high clean-file rate and helped cut the lender's average time-to-close on loans.
Gather and verify income, asset and credit documents, making sure every figure in the file holds up.
Order appraisals, title and verifications, lining up the third-party pieces a file needs to move forward.
Clear underwriting conditions promptly, chasing exactly what is needed so the file is not held up.
Keep borrowers and loan officers informed, so everyone knows where the file stands and what is next.
Loan Processing Assistant February 2017 to December 2018 1 year & 11 months
Verified documents and tracked conditions, building accuracy and process knowledge steadily over time.
Learned documentation, verifications and underwriting guidelines on the job during this first role.
Gained the certification and experience that led into a full mortgage-loan-processor role of my own.
Associate Degree in Business (August 2014 to May 2016)
Mortgage Loan Processing Certification (August 2016 to January 2017)
National Association of Mortgage Processors (January 2017 to Present)
- Loan File Processing
- Income & Asset Verification
- Document Review
- Condition Clearing
- Appraisal & Title Ordering
- Underwriting Guidelines
- Compliance
- Loan Origination Systems
- Borrower Communication
- Pipeline Tracking